With more than 200 startups supported, international expansion and landmark studies on open innovation, Evertec’s innovation hub strengthens its strategic role in the Latin American financial market.
Torq, Evertec’s innovation hub, closes 2025 consolidated as one of the main drivers of the innovation ecosystem in Brazil and Latin America. Based on data, strategic partnerships and international expansion, Torq reinforced its position as a key player in the digital transformation of the financial industry, expanding connections with startups, accelerating technology projects and contributing to the advancement of open innovation in the country.
The year’s journey highlights the hub’s commitment to generating real impact, bringing together companies, talent and technologies that accelerate Evertec’s strategy and drive progress across the entire sector.
Landmark studies mapped the evolution of innovation
In 2025, Torq released two reference studies developed in partnership with Sling Hub, offering strategic intelligence for corporations, investors and innovation ecosystem stakeholders.
The first, LatAm Fintech Report 2025, was launched in September and presented an updated overview of the fintech ecosystem in Latin America. The report highlighted Brazil as the largest market in the region, followed by Mexico, Colombia and Chile, and pointed to the significant growth of artificial intelligence based solutions applied to credit, risk, payments and fraud prevention. It also highlighted the rapid adoption of open finance, digital identity, tokenization and modular payment infrastructure, as well as the increasing maturity of investment funds and the continuous emergence of new specialized startups.
The second study, Open Innovation in Brazil (2025), launched in November, analyzed 87 companies with open innovation initiatives and conducted an in depth assessment of 33 of them. Among the main findings, the report revealed that 73% of organizations have consolidated initiatives with recurring budgets and that 76% plan to maintain or expand investments in open innovation in the coming years.
The financial sector appears as the leading industry, representing 13% of the total, followed by Industry and Energy, both with 11%, while 57% of participating companies are large corporations with more than 10,000 employees. The study showed that open innovation has reached a new level of maturity in the country, consolidating itself as an essential strategy for companies seeking efficiency, competitiveness and accelerated digital transformation.
Together, both publications reinforce Torq’s role as a producer of strategic knowledge and as one of the main references in financial innovation in Latin America, strengthening Evertec’s vision of driving technology to transform businesses across the region.
International expansion with Torq’s arrival in Chile
Aligned with Evertec’s regional presence, Torq inaugurated a base in Chile, expanding its footprint into one of the most promising ecosystems in the region. The arrival in the country strengthens connections with startups, universities, innovation hubs and local regulators, opening new opportunities for the development of regional and cross market solutions across Latin America.
A robust ecosystem with more than 200 supported startups
Through a journey that includes open innovation programs, acceleration, corporate venture, proof of concept initiatives and co creation projects, Torq has supported more than 200 financial sector startups since its foundation in 2018. The solutions span artificial intelligence applied to financial services, process automation and data analytics, technology infrastructure for banks and fintechs, legal tech, tax solutions and digital security, tokenization and fraud prevention. This ecosystem enables Evertec to accelerate the adoption of emerging technologies and maintain its leadership position in the financial market.
Proprietary events and presence on the main innovation stages
Throughout 2025, Torq held six editions of its proprietary events, Torq Play and Torq Talks, bringing together executives, experts and startups to discuss topics such as generative AI, open finance, digital identity and blockchain.
Other highlights of the year included participation in Money Monster, organized by Fenasbac, during the first half of the year, when topics such as tokenization, artificial intelligence and digital identity were discussed with regulators and industry leaders, as well as Torq’s presence at Estadão’s Meet Point during the National Innovation Month in October, with a debate broadcast on Estadão’s YouTube channel.
These initiatives reinforce Torq’s role as a key connector of knowledge, trends and transformation.
Innovation as a strategic value for Evertec
Torq’s work is directly aligned with Evertec’s positioning as a company that drives technological transformation in the Latin American financial sector. In 2025, the hub intensified the development of proofs of concept with startups, creating a qualified deal flow and solutions applicable to Evertec’s operations and those of its clients.
Among the startups that stood out in projects and connections throughout the year are:
- Stack Tecnologias – multi agent AI and financial systems automation
- Brinta – AI solutions for tax automation and data integration
- Beorange – data intelligence and analytics for financial processes
- Inspira – legal AI for contract analysis and review
These interactions increased operational efficiency, security, service personalization and the creation of new business models.
Recognition in the 100 Open Startups ranking
As a result of its structured initiatives, Torq contributed to Evertec being recognized among the most innovative companies in Brazil in the 100 Open Startups ranking, standing out in the Software, Data and Artificial Intelligence category.
The year 2025 was marked by turning vision into action. Open innovation became directly integrated into Evertec’s strategic design, connecting people, ideas and technologies to anticipate trends and deliver real value to the market.
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