{"id":5576,"date":"2022-12-23T14:27:10","date_gmt":"2022-12-23T17:27:10","guid":{"rendered":"https:\/\/sinqia.com.br\/?p=5576"},"modified":"2024-06-06T09:42:38","modified_gmt":"2024-06-06T12:42:38","slug":"o-que-e-ifrs-9","status":"publish","type":"post","link":"https:\/\/evertectrends.com\/pt-br\/o-que-e-ifrs-9\/","title":{"rendered":"IFRS-9: Saiba o que \u00e9 a norma e como ela afeta a contabilidade de institui\u00e7\u00f5es financeiras"},"content":{"rendered":"\n<p><em>Em 2023, institui\u00e7\u00f5es financeiras j\u00e1 devem adequar seus modelos de perda de cr\u00e9dito \u00e0 norma internacional e \u00e0 Resolu\u00e7\u00e3o 4966, adotada pelo Banco Central<\/em>\u00a0<\/p>\n\n\n\n<p>A partir de 2023, institui\u00e7\u00f5es financeiras, entidades e administradoras precisar\u00e3o adequar seu modelo de presta\u00e7\u00e3o de contas \u00e0 IFRS-9, norma internacional que come\u00e7ou a valer em 2018, mas ainda dentro do COSIF (Plano Cont\u00e1bil das Institui\u00e7\u00f5es do Sistema Financeiro Nacional). No ano que vem, as empresas j\u00e1 precisar\u00e3o preparar o plano de implanta\u00e7\u00e3o.&nbsp;<\/p>\n\n\n\n<p>Aqui no Brasil, foi aprovada a Resolu\u00e7\u00e3o CMN 4966, que tem como objetivo harmonizar as regras do COSIF com as da IFRS-9. Na pr\u00e1tica, as estruturas das normas s\u00e3o bem parecidas, mas a IFRS-9 \u00e9 mais detalhada e mais subjetiva &#8211; com a Resolu\u00e7\u00e3o 4966, o Banco Central definiu regras mais claras para as declara\u00e7\u00f5es.&nbsp;<\/p>\n\n\n\n<h2 class=\"has-medium-font-size wp-block-heading\"><strong>O que muda com a IFRS-9 e a Resolu\u00e7\u00e3o 4966?<\/strong>\u00a0<\/h2>\n\n\n\n<p>A principal diferen\u00e7a \u00e9 que as declara\u00e7\u00f5es dever\u00e3o ser feitas levando em conta o modelo de neg\u00f3cio de cada institui\u00e7\u00e3o financeira. Portanto, a partir de agora, haver\u00e1 uma nova flexibilidade, em contraste com o modelo anterior, que \u00e9 padronizado.&nbsp;<\/p>\n\n\n\n<p>Cada institui\u00e7\u00e3o financeira precisar\u00e1 analisar o seu modelo de neg\u00f3cio para preencher os requisitos da Resolu\u00e7\u00e3o 4966. A empresa dever\u00e1 levar em conta a classifica\u00e7\u00e3o, mensura\u00e7\u00e3o, baixa, off balance e provis\u00e3o para perdas esperadas &#8211; essa \u00faltima \u00e9 a que mais preocupa empresas do setor financeiro.&nbsp;<\/p>\n\n\n\n<p>Entre as categorias propostas pela IFRS-9 e pela Resolu\u00e7\u00e3o 4966, a provis\u00e3o de perdas esperadas \u00e9 a que tem mais altera\u00e7\u00f5es: desde 1999, a declara\u00e7\u00e3o era feita com base em rating e percentuais fixos; agora, dever\u00e1 ser realizada considerando a vis\u00e3o de est\u00e1gios e percentuais vari\u00e1veis, que possuem base em modelos de cr\u00e9dito e estat\u00edsticos.&nbsp;<\/p>\n\n\n\n<p>Al\u00e9m disso, a avalia\u00e7\u00e3o da perda leva em conta a trajet\u00f3ria da institui\u00e7\u00e3o. Por exemplo, a experi\u00eancia do banco com a carteira e grupo de clientes, as garantias recebidas nas opera\u00e7\u00f5es e como o banco recupera o cr\u00e9dito em caso de inadimpl\u00eancia, entre outros fatores. Por isso, \u00e9 um c\u00e1lculo mais complexo para as entidades.&nbsp;<\/p>\n\n\n\n<h2 class=\"has-medium-font-size wp-block-heading\"><strong>Entendendo a IFRS-9 e a Resolu\u00e7\u00e3o 4966<\/strong>\u00a0<\/h2>\n\n\n\n<p>A \u00e1rea de<a href=\"https:\/\/sinqia.com.br\/2022\/11\/03\/design-de-negocios-consultoria-fintechs\/\" target=\"_blank\" rel=\"noreferrer noopener\"> Design de Neg\u00f3cios<\/a> da Sinqia, com sua consultoria especializada, est\u00e1 preparada para trabalhar na adequa\u00e7\u00e3o de todas as Institui\u00e7\u00f5es Financeiras reguladas pelo Banco Central.\u00a0\u00a0\u00a0<\/p>\n\n\n\n<p>Com mais de 25 anos de atua\u00e7\u00e3o, a companhia se especializou na estrutura\u00e7\u00e3o de novas institui\u00e7\u00f5es financeiras, desde a valida\u00e7\u00e3o da ideia e o pedido de aprova\u00e7\u00e3o do BC at\u00e9 a estrutura\u00e7\u00e3o operacional. Desta forma, somos capazes de auxiliar os clientes em adequa\u00e7\u00f5es, implementa\u00e7\u00e3o de pol\u00edticas e com todas as exig\u00eancias regulat\u00f3rias.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Para explicar tudo sobre a IFRS-9 e a Resolu\u00e7\u00e3o 4966, a Sinqia realizou uma live com convidados especiais: Ivan Nacsa, partner da BIP Brasil, Sidney Tome, consultor especialista em finan\u00e7as e cont\u00e1bil da Sinqia, e Arnaldo Ferraz, consultor especialista em regulat\u00f3rios e neg\u00f3cios na Sinqia.\u00a0<\/p>\n\n\n\n<p>Confira a conversa clicando<a href=\"https:\/\/www.youtube.com\/watch?v=gdZd7qwgjSA&amp;feature=youtu.be\" target=\"_blank\" rel=\"noreferrer noopener\"> neste link<\/a>.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Em 2023, institui\u00e7\u00f5es financeiras j\u00e1 devem adequar seus modelos de perda de cr\u00e9dito \u00e0 norma internacional e \u00e0 Resolu\u00e7\u00e3o 4966, adotada pelo Banco Central\u00a0 A partir de 2023, institui\u00e7\u00f5es financeiras, entidades e administradoras precisar\u00e3o adequar seu modelo de presta\u00e7\u00e3o de contas \u00e0 IFRS-9, norma internacional que come\u00e7ou a valer em 2018, mas ainda dentro do [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":45840,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[997],"tags":[52,750],"class_list":["post-5576","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-regulamentacao","tag-bancos","tag-servicos-e-consultoria"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>IFRS-9: Saiba o que \u00e9 a norma e como ela afeta a contabilidade de institui\u00e7\u00f5es financeiras - Evertec Trends<\/title>\n<meta name=\"description\" content=\"Saiba o que s\u00e3o a IFRS-9 e a Resolu\u00e7\u00e3o 4966, adotada pelo Banco Central do Brasil: em 2023, institui\u00e7\u00f5es financeiras j\u00e1 devem adequar seus modelos de perda de cr\u00e9dito \u00e0s novas regras.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/evertectrends.com\/pt-br\/o-que-e-ifrs-9\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"IFRS-9: Saiba o que \u00e9 a norma e como ela afeta a contabilidade de institui\u00e7\u00f5es financeiras - Evertec Trends\" \/>\n<meta property=\"og:description\" content=\"Saiba o que s\u00e3o a IFRS-9 e a Resolu\u00e7\u00e3o 4966, adotada pelo Banco Central do Brasil: em 2023, institui\u00e7\u00f5es financeiras j\u00e1 devem adequar seus modelos de perda de cr\u00e9dito \u00e0s novas regras.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/evertectrends.com\/pt-br\/o-que-e-ifrs-9\/\" \/>\n<meta property=\"og:site_name\" content=\"Evertec Trends\" \/>\n<meta property=\"article:published_time\" content=\"2022-12-23T17:27:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-06T12:42:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/evertectrends.com\/wp-content\/uploads\/2022\/08\/blog-2.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1201\" \/>\n\t<meta property=\"og:image:height\" content=\"631\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Evertec Trends\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Evertec Trends\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/o-que-e-ifrs-9\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/o-que-e-ifrs-9\\\/\"},\"author\":{\"name\":\"Evertec Trends\",\"@id\":\"https:\\\/\\\/evertectrends.com\\\/#\\\/schema\\\/person\\\/07899642d9e4667697b7b0463442d054\"},\"headline\":\"IFRS-9: Saiba o que \u00e9 a norma e como ela afeta a contabilidade de institui\u00e7\u00f5es financeiras\",\"datePublished\":\"2022-12-23T17:27:10+00:00\",\"dateModified\":\"2024-06-06T12:42:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/o-que-e-ifrs-9\\\/\"},\"wordCount\":542,\"publisher\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/o-que-e-ifrs-9\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/evertectrends.com\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/blog-2.png\",\"keywords\":[\"Bancos\",\"Servi\u00e7os e Consultoria\"],\"articleSection\":[\"Regulamenta\u00e7\u00e3o\"],\"inLanguage\":\"pt-BR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/o-que-e-ifrs-9\\\/\",\"url\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/o-que-e-ifrs-9\\\/\",\"name\":\"IFRS-9: Saiba o que \u00e9 a norma e como ela afeta a contabilidade de institui\u00e7\u00f5es financeiras - Evertec Trends\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/o-que-e-ifrs-9\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/o-que-e-ifrs-9\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/evertectrends.com\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/blog-2.png\",\"datePublished\":\"2022-12-23T17:27:10+00:00\",\"dateModified\":\"2024-06-06T12:42:38+00:00\",\"description\":\"Saiba o que s\u00e3o a IFRS-9 e a Resolu\u00e7\u00e3o 4966, adotada pelo Banco Central do Brasil: em 2023, institui\u00e7\u00f5es financeiras j\u00e1 devem adequar seus modelos de perda de cr\u00e9dito \u00e0s novas regras.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/o-que-e-ifrs-9\\\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/o-que-e-ifrs-9\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/o-que-e-ifrs-9\\\/#primaryimage\",\"url\":\"https:\\\/\\\/evertectrends.com\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/blog-2.png\",\"contentUrl\":\"https:\\\/\\\/evertectrends.com\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/blog-2.png\",\"width\":1201,\"height\":631},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/o-que-e-ifrs-9\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Regulamenta\u00e7\u00e3o\",\"item\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/categorias\\\/regulamentacao\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"IFRS-9: Saiba o que \u00e9 a norma e como ela afeta a contabilidade de institui\u00e7\u00f5es financeiras\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/evertectrends.com\\\/#website\",\"url\":\"https:\\\/\\\/evertectrends.com\\\/\",\"name\":\"Evertec Trends\",\"description\":\"As tend\u00eancias de tecnologia para inovar com estrat\u00e9gia\",\"publisher\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/evertectrends.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/evertectrends.com\\\/#organization\",\"name\":\"Evertec Trends\",\"url\":\"https:\\\/\\\/evertectrends.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/evertectrends.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/evertectrends.com\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/evertectrends-sq.png\",\"contentUrl\":\"https:\\\/\\\/evertectrends.com\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/evertectrends-sq.png\",\"width\":416,\"height\":417,\"caption\":\"Evertec Trends\"},\"image\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/evertectrends.com\\\/#\\\/schema\\\/person\\\/07899642d9e4667697b7b0463442d054\",\"name\":\"Evertec Trends\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f46217c56c100deb166f67953efa3f81077701bca98a102e48544095d631803d?s=96&d=robohash&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f46217c56c100deb166f67953efa3f81077701bca98a102e48544095d631803d?s=96&d=robohash&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f46217c56c100deb166f67953efa3f81077701bca98a102e48544095d631803d?s=96&d=robohash&r=g\",\"caption\":\"Evertec Trends\"},\"description\":\"Mais que um portal de conte\u00fados, um ponto de encontro para quem quer desvendar o setor financeiro.\",\"sameAs\":[\"https:\\\/\\\/www.instagram.com\\\/evertecinc\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/evertec\\\/\"],\"url\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/author\\\/evertectrends\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"IFRS-9: Saiba o que \u00e9 a norma e como ela afeta a contabilidade de institui\u00e7\u00f5es financeiras - Evertec Trends","description":"Saiba o que s\u00e3o a IFRS-9 e a Resolu\u00e7\u00e3o 4966, adotada pelo Banco Central do Brasil: em 2023, institui\u00e7\u00f5es financeiras j\u00e1 devem adequar seus modelos de perda de cr\u00e9dito \u00e0s novas regras.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/evertectrends.com\/pt-br\/o-que-e-ifrs-9\/","og_locale":"pt_BR","og_type":"article","og_title":"IFRS-9: Saiba o que \u00e9 a norma e como ela afeta a contabilidade de institui\u00e7\u00f5es financeiras - Evertec Trends","og_description":"Saiba o que s\u00e3o a IFRS-9 e a Resolu\u00e7\u00e3o 4966, adotada pelo Banco Central do Brasil: em 2023, institui\u00e7\u00f5es financeiras j\u00e1 devem adequar seus modelos de perda de cr\u00e9dito \u00e0s novas regras.","og_url":"https:\/\/evertectrends.com\/pt-br\/o-que-e-ifrs-9\/","og_site_name":"Evertec Trends","article_published_time":"2022-12-23T17:27:10+00:00","article_modified_time":"2024-06-06T12:42:38+00:00","og_image":[{"width":1201,"height":631,"url":"https:\/\/evertectrends.com\/wp-content\/uploads\/2022\/08\/blog-2.png","type":"image\/png"}],"author":"Evertec Trends","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Evertec Trends","Est. tempo de leitura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/evertectrends.com\/pt-br\/o-que-e-ifrs-9\/#article","isPartOf":{"@id":"https:\/\/evertectrends.com\/pt-br\/o-que-e-ifrs-9\/"},"author":{"name":"Evertec Trends","@id":"https:\/\/evertectrends.com\/#\/schema\/person\/07899642d9e4667697b7b0463442d054"},"headline":"IFRS-9: Saiba o que \u00e9 a norma e como ela afeta a contabilidade de institui\u00e7\u00f5es financeiras","datePublished":"2022-12-23T17:27:10+00:00","dateModified":"2024-06-06T12:42:38+00:00","mainEntityOfPage":{"@id":"https:\/\/evertectrends.com\/pt-br\/o-que-e-ifrs-9\/"},"wordCount":542,"publisher":{"@id":"https:\/\/evertectrends.com\/#organization"},"image":{"@id":"https:\/\/evertectrends.com\/pt-br\/o-que-e-ifrs-9\/#primaryimage"},"thumbnailUrl":"https:\/\/evertectrends.com\/wp-content\/uploads\/2022\/08\/blog-2.png","keywords":["Bancos","Servi\u00e7os e Consultoria"],"articleSection":["Regulamenta\u00e7\u00e3o"],"inLanguage":"pt-BR"},{"@type":"WebPage","@id":"https:\/\/evertectrends.com\/pt-br\/o-que-e-ifrs-9\/","url":"https:\/\/evertectrends.com\/pt-br\/o-que-e-ifrs-9\/","name":"IFRS-9: Saiba o que \u00e9 a norma e como ela afeta a contabilidade de institui\u00e7\u00f5es financeiras - Evertec Trends","isPartOf":{"@id":"https:\/\/evertectrends.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/evertectrends.com\/pt-br\/o-que-e-ifrs-9\/#primaryimage"},"image":{"@id":"https:\/\/evertectrends.com\/pt-br\/o-que-e-ifrs-9\/#primaryimage"},"thumbnailUrl":"https:\/\/evertectrends.com\/wp-content\/uploads\/2022\/08\/blog-2.png","datePublished":"2022-12-23T17:27:10+00:00","dateModified":"2024-06-06T12:42:38+00:00","description":"Saiba o que s\u00e3o a IFRS-9 e a Resolu\u00e7\u00e3o 4966, adotada pelo Banco Central do Brasil: em 2023, institui\u00e7\u00f5es financeiras j\u00e1 devem adequar seus modelos de perda de cr\u00e9dito \u00e0s novas regras.","breadcrumb":{"@id":"https:\/\/evertectrends.com\/pt-br\/o-que-e-ifrs-9\/#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/evertectrends.com\/pt-br\/o-que-e-ifrs-9\/"]}]},{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/evertectrends.com\/pt-br\/o-que-e-ifrs-9\/#primaryimage","url":"https:\/\/evertectrends.com\/wp-content\/uploads\/2022\/08\/blog-2.png","contentUrl":"https:\/\/evertectrends.com\/wp-content\/uploads\/2022\/08\/blog-2.png","width":1201,"height":631},{"@type":"BreadcrumbList","@id":"https:\/\/evertectrends.com\/pt-br\/o-que-e-ifrs-9\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/evertectrends.com\/pt-br\/"},{"@type":"ListItem","position":2,"name":"Regulamenta\u00e7\u00e3o","item":"https:\/\/evertectrends.com\/pt-br\/categorias\/regulamentacao\/"},{"@type":"ListItem","position":3,"name":"IFRS-9: Saiba o que \u00e9 a norma e como ela afeta a contabilidade de institui\u00e7\u00f5es financeiras"}]},{"@type":"WebSite","@id":"https:\/\/evertectrends.com\/#website","url":"https:\/\/evertectrends.com\/","name":"Evertec Trends","description":"As tend\u00eancias de tecnologia para inovar com estrat\u00e9gia","publisher":{"@id":"https:\/\/evertectrends.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/evertectrends.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-BR"},{"@type":"Organization","@id":"https:\/\/evertectrends.com\/#organization","name":"Evertec Trends","url":"https:\/\/evertectrends.com\/","logo":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/evertectrends.com\/#\/schema\/logo\/image\/","url":"https:\/\/evertectrends.com\/wp-content\/uploads\/2024\/06\/evertectrends-sq.png","contentUrl":"https:\/\/evertectrends.com\/wp-content\/uploads\/2024\/06\/evertectrends-sq.png","width":416,"height":417,"caption":"Evertec Trends"},"image":{"@id":"https:\/\/evertectrends.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/evertectrends.com\/#\/schema\/person\/07899642d9e4667697b7b0463442d054","name":"Evertec Trends","image":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/secure.gravatar.com\/avatar\/f46217c56c100deb166f67953efa3f81077701bca98a102e48544095d631803d?s=96&d=robohash&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f46217c56c100deb166f67953efa3f81077701bca98a102e48544095d631803d?s=96&d=robohash&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f46217c56c100deb166f67953efa3f81077701bca98a102e48544095d631803d?s=96&d=robohash&r=g","caption":"Evertec Trends"},"description":"Mais que um portal de conte\u00fados, um ponto de encontro para quem quer desvendar o setor financeiro.","sameAs":["https:\/\/www.instagram.com\/evertecinc","https:\/\/www.linkedin.com\/company\/evertec\/"],"url":"https:\/\/evertectrends.com\/pt-br\/author\/evertectrends\/"}]}},"featured_image_url":"https:\/\/evertectrends.com\/wp-content\/uploads\/2022\/08\/blog-2.png","primary_category":"Regulamenta\u00e7\u00e3o","_links":{"self":[{"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/posts\/5576","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/comments?post=5576"}],"version-history":[{"count":1,"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/posts\/5576\/revisions"}],"predecessor-version":[{"id":45912,"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/posts\/5576\/revisions\/45912"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/media\/45840"}],"wp:attachment":[{"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/media?parent=5576"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/categories?post=5576"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/tags?post=5576"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}