{"id":54936,"date":"2024-12-03T08:00:00","date_gmt":"2024-12-03T11:00:00","guid":{"rendered":"https:\/\/evertectrends.com\/?p=54936"},"modified":"2025-01-14T08:24:54","modified_gmt":"2025-01-14T11:24:54","slug":"novas-regras-de-participacao-do-pix","status":"publish","type":"post","link":"https:\/\/evertectrends.com\/pt-br\/novas-regras-de-participacao-do-pix\/","title":{"rendered":"Novas regras de participa\u00e7\u00e3o do Pix"},"content":{"rendered":"\n<p><span style=\"font-weight: 400;\">O Banco Central anunciou recentemente a <\/span><b>Resolu\u00e7\u00e3o BCB n\u00b0429, que traz novas regras de participa\u00e7\u00e3o do PIX. <\/b><span style=\"font-weight: 400;\">Essa medida amplia as exig\u00eancias no processo de ades\u00e3o e participa\u00e7\u00e3o do PIX por institui\u00e7\u00f5es financeiras n\u00e3o autorizadas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Com as mudan\u00e7as, o Bacen pretende que, a partir de janeiro de 2025, apenas institui\u00e7\u00f5es autorizadas a funcionar pela entidade possam participar do PIX. Al\u00e9m disso, a entidade tamb\u00e9m estabelece prazos para quem for participante ou estiver em processo de ades\u00e3o ao PIX, possa solicitar autoriza\u00e7\u00e3o de funcionamento junto ao BC.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Veja a seguir quais foram as principais mudan\u00e7as trazidas pelas novas regras de participa\u00e7\u00e3o do PIX e seus impactos para institui\u00e7\u00f5es financeiras. Confira!<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">O que \u00e9 a Resolu\u00e7\u00e3o BCB n\u00b0429?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Publicada em 11 de novembro de 2024 pelo Banco Central, a Resolu\u00e7\u00e3o BCB n\u00b0429 consiste em uma norma que altera a Resolu\u00e7\u00e3o BCB n\u00b01, trazendo consigo mudan\u00e7as importantes nas regras de participa\u00e7\u00e3o do <\/span><a href=\"https:\/\/evertectrends.com\/pix-da-sinqia\/\"><span style=\"font-weight: 400;\">PIX<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">O objetivo com essa medida \u00e9, basicamente, ampliar os padr\u00f5es de seguran\u00e7a, assim como a efetividade das a\u00e7\u00f5es regulat\u00f3rias aplicadas \u00e0s institui\u00e7\u00f5es financeiras e de pagamento pelo Bacen e fortalecer o sistema PIX, levando mais transpar\u00eancia e solidez \u00e0s opera\u00e7\u00f5es financeiras no Brasil.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">O que muda com as novas regras de participa\u00e7\u00e3o do PIX<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Entre as principais mudan\u00e7as nas regras de participa\u00e7\u00e3o do PIX promovidas com a nova regulamenta\u00e7\u00e3o do Bacen, est\u00e3o:<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Restri\u00e7\u00e3o na participa\u00e7\u00e3o do PIX<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A partir de 1\u00b0 de janeiro de 2025, apenas institui\u00e7\u00f5es financeiras e de pagamento autorizadas a funcionar pelo Bacen podem apresentar pedido de ades\u00e3o ao PIX. Com essa mudan\u00e7a, o Bacen evita a ocorr\u00eancia de ades\u00f5es sem a devida verifica\u00e7\u00e3o de <\/span><a href=\"https:\/\/evertectrends.com\/mudancas-regulatorias\/\"><span style=\"font-weight: 400;\">conformidade<\/span><\/a><span style=\"font-weight: 400;\"> e seguran\u00e7a, fortalecendo ainda mais o controle desse sistema de pagamento.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As institui\u00e7\u00f5es sem autoriza\u00e7\u00e3o de funcionamento do Banco Central que participam do PIX ou que est\u00e3o em processo de ades\u00e3o, dever\u00e3o solicitar a licen\u00e7a de funcionamento ao Bacen dentro dos seguintes prazos:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">At\u00e9 31 de mar\u00e7o de 2025 para institui\u00e7\u00f5es cuja participa\u00e7\u00e3o no PIX se deu at\u00e9 31 de dezembro de 2022;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Entre 1\u00b0 de abril e 31 dezembro de 2025 para institui\u00e7\u00f5es que aderiram ao PIX entre 1\u00b0 de janeiro de 2023 e 30 de junho de 2024;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Entre 1\u00b0 de janeiro e 31 de dezembro de 2026 para demais institui\u00e7\u00f5es participantes do PIX que aderiram a esse sistema de pagamento instant\u00e2neo entre julho e dezembro de 2024.<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Exig\u00eancias adicionais<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A norma tamb\u00e9m traz obriga\u00e7\u00f5es adicionais destinadas \u00e0s institui\u00e7\u00f5es participantes do PIX ou em processo de ades\u00e3o que est\u00e3o com autoriza\u00e7\u00e3o em curso ou que ainda ir\u00e3o apresentar seu pedido junto ao Bacen.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As novas exig\u00eancias, que entrar\u00e3o em vigor a partir de 1\u00b0 de julho de 2025, envolvem o cumprimento das <\/span><a href=\"https:\/\/evertectrends.com\/o-que-e-ifrs-9-2\/\"><span style=\"font-weight: 400;\">obriga\u00e7\u00f5es regulat\u00f3rias cont\u00e1beis<\/span><\/a><span style=\"font-weight: 400;\"> e de auditoria conforme o COSIF (Plano Cont\u00e1bil das Institui\u00e7\u00f5es do Sistema Financeiro Nacional), incluindo a elabora\u00e7\u00e3o e envio de documentos cont\u00e1beis para o Banco e divulga\u00e7\u00e3o de demonstrativos financeiros.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Al\u00e9m disso, tamb\u00e9m fazem parte das obriga\u00e7\u00f5es adicionais o envio de dados relativos a clientes ao CCS \u2013 Cadastro de Clientes do Sistema Financeiro Nacional, e de informa\u00e7\u00f5es relacionadas a saldos cont\u00e1beis di\u00e1rios e opera\u00e7\u00f5es de cr\u00e9dito.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Crit\u00e9rios de capital social e patrim\u00f4nio l\u00edquido<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Outra mudan\u00e7a nas regras de participa\u00e7\u00e3o do PIX promovida pela nova Resolu\u00e7\u00e3o envolve a inclus\u00e3o de requisitos de capital social e patrim\u00f4nio l\u00edquido para ades\u00e3o ao sistema de pagamento instant\u00e2neo.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A partir de 1\u00b0 de janeiro de 2026, as institui\u00e7\u00f5es participantes do PIX, com exce\u00e7\u00e3o das cooperativas de cr\u00e9dito, dever\u00e3o apresentar limite m\u00ednimo de capital social integralizado e de patrim\u00f4nio l\u00edquido de 5 milh\u00f5es de reais. A institui\u00e7\u00e3o participante que n\u00e3o atender essa regra estar\u00e1 sujeita a suspens\u00e3o cautelar.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Impactos das novas regras de participa\u00e7\u00e3o do PIX<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Ao entrar em vigor, as mudan\u00e7as exigidas pela Resolu\u00e7\u00e3o n\u00b0429 trazem implica\u00e7\u00f5es significativas para as institui\u00e7\u00f5es que operam com PIX.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Com a amplia\u00e7\u00e3o das regras de participa\u00e7\u00e3o do PIX, institui\u00e7\u00f5es financeiras e de pagamento ter\u00e3o que intensificar seu controle regulat\u00f3rio, visando garantir maior transpar\u00eancia em seus processos internos.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Isso exigir\u00e1 maior investimento em inova\u00e7\u00f5es tecnol\u00f3gicas, seguran\u00e7a e conformidade, impactando de forma direta seus custos e infraestrutura operacional. Com o novo marco regulat\u00f3rio tamb\u00e9m ser\u00e1 poss\u00edvel expandir a participa\u00e7\u00e3o do PIX, o que ir\u00e1 impulsionar a <\/span><a href=\"https:\/\/evertectrends.com\/inclusao-financeira\/\"><span style=\"font-weight: 400;\">inclus\u00e3o financeira<\/span><\/a><span style=\"font-weight: 400;\"> da popula\u00e7\u00e3o.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Em novembro de 2024, o Banco Central alterou as <\/span><a href=\"https:\/\/evertectrends.com\/pix-mais-seguro\/\"><span style=\"font-weight: 400;\">regras do PIX<\/span><\/a><span style=\"font-weight: 400;\"> com o objetivo de elevar a seguran\u00e7a para os usu\u00e1rios. Uma das mudan\u00e7as envolveu a restri\u00e7\u00e3o de transa\u00e7\u00f5es acima de R$200. Agora, somente dispositivos previamente cadastrados pelo usu\u00e1rio est\u00e3o liberados para realizar essas opera\u00e7\u00f5es.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Para 2025, o Bacen j\u00e1 projeta novas funcionalidades para o PIX, como o PIX Autom\u00e1tico e PIX por aproxima\u00e7\u00e3o, por exemplo. A expectativa \u00e9 que o surgimento desses novos produtos impulsione cada vez mais a ades\u00e3o a esse sistema de pagamento por pessoas e empresas no pa\u00eds.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Garanta a conformidade da sua empresa com uma consultoria especializada<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Para orientar sua institui\u00e7\u00e3o em todos os passos do processo de solicita\u00e7\u00e3o de ades\u00e3o junto ao Banco Central \u00e9 imprescind\u00edvel contar com profissionais capacitados. Pensando nisso, a\u00a0 unidade de Servi\u00e7os da Evertec + Sinqia oferece consultoria especializada atrav\u00e9s de uma equipe experiente e pronta para auxiliar seu neg\u00f3cio nesse processo <\/span><b>garantindo uma transi\u00e7\u00e3o r\u00e1pida, \u00e1gil e segura, sem surpresas.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">N\u00e3o corra o risco de perder prazos importantes ou enfrentar dificuldades no processo de ades\u00e3o. <\/span><a href=\"https:\/\/sinqia.com.br\/contato\/\"><b>Entre em contato agora<\/b><\/a><span style=\"font-weight: 400;\"> e descubra como podemos ser o parceiro essencial para garantir que sua institui\u00e7\u00e3o esteja sempre \u00e0 frente e preparada para o futuro do PIX.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":54941,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[999,997],"tags":[1179,1178,181,182,1180],"class_list":["post-54936","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-meios-de-pagamentos","category-regulamentacao","tag-novas-regras","tag-novas-regras-de-participacao-do-pix","tag-pagamento-instantaneo","tag-pix","tag-resolucao-bcb-429"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Novas regras de participa\u00e7\u00e3o do Pix - Evertec Trends<\/title>\n<meta name=\"description\" content=\"Acompanhe quais foram as principais mudan\u00e7as trazidas pelas novas regras de participa\u00e7\u00e3o do PIX e seus impactos para institui\u00e7\u00f5es financeiras.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/evertectrends.com\/pt-br\/novas-regras-de-participacao-do-pix\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Novas regras de participa\u00e7\u00e3o do Pix - Evertec Trends\" \/>\n<meta property=\"og:description\" content=\"Acompanhe quais foram as principais mudan\u00e7as trazidas pelas novas regras de participa\u00e7\u00e3o do PIX e seus impactos para institui\u00e7\u00f5es financeiras.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/evertectrends.com\/pt-br\/novas-regras-de-participacao-do-pix\/\" \/>\n<meta property=\"og:site_name\" content=\"Evertec Trends\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-03T11:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-14T11:24:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/evertectrends.com\/wp-content\/uploads\/2024\/12\/Novas-regras-de-participacao-do-Pix-.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1281\" \/>\n\t<meta property=\"og:image:height\" content=\"721\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Aline Pacheco\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aline Pacheco\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/novas-regras-de-participacao-do-pix\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/novas-regras-de-participacao-do-pix\\\/\"},\"author\":{\"name\":\"Aline Pacheco\",\"@id\":\"https:\\\/\\\/evertectrends.com\\\/#\\\/schema\\\/person\\\/3f932f9524cf6cebeb6cb89d05d59d18\"},\"headline\":\"Novas regras de participa\u00e7\u00e3o do Pix\",\"datePublished\":\"2024-12-03T11:00:00+00:00\",\"dateModified\":\"2025-01-14T11:24:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/novas-regras-de-participacao-do-pix\\\/\"},\"wordCount\":1020,\"publisher\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/novas-regras-de-participacao-do-pix\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/evertectrends.com\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/Novas-regras-de-participacao-do-Pix-.png\",\"keywords\":[\"novas regras\",\"novas regras de participa\u00e7\u00e3o do pix\",\"pagamento instant\u00e2neo\",\"PIX\",\"resolu\u00e7\u00e3o BCB 429\"],\"articleSection\":[\"Meios de Pagamentos\",\"Regulamenta\u00e7\u00e3o\"],\"inLanguage\":\"pt-BR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/novas-regras-de-participacao-do-pix\\\/\",\"url\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/novas-regras-de-participacao-do-pix\\\/\",\"name\":\"Novas regras de participa\u00e7\u00e3o do Pix - Evertec Trends\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/novas-regras-de-participacao-do-pix\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/novas-regras-de-participacao-do-pix\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/evertectrends.com\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/Novas-regras-de-participacao-do-Pix-.png\",\"datePublished\":\"2024-12-03T11:00:00+00:00\",\"dateModified\":\"2025-01-14T11:24:54+00:00\",\"description\":\"Acompanhe quais foram as principais mudan\u00e7as trazidas pelas novas regras de participa\u00e7\u00e3o do PIX e seus impactos para institui\u00e7\u00f5es financeiras.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/novas-regras-de-participacao-do-pix\\\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/novas-regras-de-participacao-do-pix\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/novas-regras-de-participacao-do-pix\\\/#primaryimage\",\"url\":\"https:\\\/\\\/evertectrends.com\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/Novas-regras-de-participacao-do-Pix-.png\",\"contentUrl\":\"https:\\\/\\\/evertectrends.com\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/Novas-regras-de-participacao-do-Pix-.png\",\"width\":1281,\"height\":721,\"caption\":\"novas-regras-de-participacao-do-pix\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/novas-regras-de-participacao-do-pix\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Meios de Pagamentos\",\"item\":\"https:\\\/\\\/evertectrends.com\\\/categorias\\\/meios-de-pagamentos\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Novas regras de participa\u00e7\u00e3o do Pix\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/evertectrends.com\\\/#website\",\"url\":\"https:\\\/\\\/evertectrends.com\\\/\",\"name\":\"Evertec Trends\",\"description\":\"As tend\u00eancias de tecnologia para inovar com estrat\u00e9gia\",\"publisher\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/evertectrends.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/evertectrends.com\\\/#organization\",\"name\":\"Evertec Trends\",\"url\":\"https:\\\/\\\/evertectrends.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/evertectrends.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/evertectrends.com\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/evertectrends-sq.png\",\"contentUrl\":\"https:\\\/\\\/evertectrends.com\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/evertectrends-sq.png\",\"width\":416,\"height\":417,\"caption\":\"Evertec Trends\"},\"image\":{\"@id\":\"https:\\\/\\\/evertectrends.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/evertectrends.com\\\/#\\\/schema\\\/person\\\/3f932f9524cf6cebeb6cb89d05d59d18\",\"name\":\"Aline Pacheco\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6af7c7866012d2d12741711f9580c492a2aabcacbaa828515f6088310a950423?s=96&d=robohash&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6af7c7866012d2d12741711f9580c492a2aabcacbaa828515f6088310a950423?s=96&d=robohash&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6af7c7866012d2d12741711f9580c492a2aabcacbaa828515f6088310a950423?s=96&d=robohash&r=g\",\"caption\":\"Aline Pacheco\"},\"sameAs\":[\"https:\\\/\\\/www.instagram.com\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/alinepachecosilva\\\/\",\"https:\\\/\\\/x.com\\\/https:\\\/\\\/twitter.com\\\/\"],\"url\":\"https:\\\/\\\/evertectrends.com\\\/pt-br\\\/author\\\/aline-pacheco\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Novas regras de participa\u00e7\u00e3o do Pix - Evertec Trends","description":"Acompanhe quais foram as principais mudan\u00e7as trazidas pelas novas regras de participa\u00e7\u00e3o do PIX e seus impactos para institui\u00e7\u00f5es financeiras.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/evertectrends.com\/pt-br\/novas-regras-de-participacao-do-pix\/","og_locale":"pt_BR","og_type":"article","og_title":"Novas regras de participa\u00e7\u00e3o do Pix - Evertec Trends","og_description":"Acompanhe quais foram as principais mudan\u00e7as trazidas pelas novas regras de participa\u00e7\u00e3o do PIX e seus impactos para institui\u00e7\u00f5es financeiras.","og_url":"https:\/\/evertectrends.com\/pt-br\/novas-regras-de-participacao-do-pix\/","og_site_name":"Evertec Trends","article_published_time":"2024-12-03T11:00:00+00:00","article_modified_time":"2025-01-14T11:24:54+00:00","og_image":[{"width":1281,"height":721,"url":"https:\/\/evertectrends.com\/wp-content\/uploads\/2024\/12\/Novas-regras-de-participacao-do-Pix-.png","type":"image\/png"}],"author":"Aline Pacheco","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/","twitter_misc":{"Escrito por":"Aline Pacheco","Est. tempo de leitura":"6 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/evertectrends.com\/pt-br\/novas-regras-de-participacao-do-pix\/#article","isPartOf":{"@id":"https:\/\/evertectrends.com\/pt-br\/novas-regras-de-participacao-do-pix\/"},"author":{"name":"Aline Pacheco","@id":"https:\/\/evertectrends.com\/#\/schema\/person\/3f932f9524cf6cebeb6cb89d05d59d18"},"headline":"Novas regras de participa\u00e7\u00e3o do Pix","datePublished":"2024-12-03T11:00:00+00:00","dateModified":"2025-01-14T11:24:54+00:00","mainEntityOfPage":{"@id":"https:\/\/evertectrends.com\/pt-br\/novas-regras-de-participacao-do-pix\/"},"wordCount":1020,"publisher":{"@id":"https:\/\/evertectrends.com\/#organization"},"image":{"@id":"https:\/\/evertectrends.com\/pt-br\/novas-regras-de-participacao-do-pix\/#primaryimage"},"thumbnailUrl":"https:\/\/evertectrends.com\/wp-content\/uploads\/2024\/12\/Novas-regras-de-participacao-do-Pix-.png","keywords":["novas regras","novas regras de participa\u00e7\u00e3o do pix","pagamento instant\u00e2neo","PIX","resolu\u00e7\u00e3o BCB 429"],"articleSection":["Meios de Pagamentos","Regulamenta\u00e7\u00e3o"],"inLanguage":"pt-BR"},{"@type":"WebPage","@id":"https:\/\/evertectrends.com\/pt-br\/novas-regras-de-participacao-do-pix\/","url":"https:\/\/evertectrends.com\/pt-br\/novas-regras-de-participacao-do-pix\/","name":"Novas regras de participa\u00e7\u00e3o do Pix - Evertec Trends","isPartOf":{"@id":"https:\/\/evertectrends.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/evertectrends.com\/pt-br\/novas-regras-de-participacao-do-pix\/#primaryimage"},"image":{"@id":"https:\/\/evertectrends.com\/pt-br\/novas-regras-de-participacao-do-pix\/#primaryimage"},"thumbnailUrl":"https:\/\/evertectrends.com\/wp-content\/uploads\/2024\/12\/Novas-regras-de-participacao-do-Pix-.png","datePublished":"2024-12-03T11:00:00+00:00","dateModified":"2025-01-14T11:24:54+00:00","description":"Acompanhe quais foram as principais mudan\u00e7as trazidas pelas novas regras de participa\u00e7\u00e3o do PIX e seus impactos para institui\u00e7\u00f5es financeiras.","breadcrumb":{"@id":"https:\/\/evertectrends.com\/pt-br\/novas-regras-de-participacao-do-pix\/#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/evertectrends.com\/pt-br\/novas-regras-de-participacao-do-pix\/"]}]},{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/evertectrends.com\/pt-br\/novas-regras-de-participacao-do-pix\/#primaryimage","url":"https:\/\/evertectrends.com\/wp-content\/uploads\/2024\/12\/Novas-regras-de-participacao-do-Pix-.png","contentUrl":"https:\/\/evertectrends.com\/wp-content\/uploads\/2024\/12\/Novas-regras-de-participacao-do-Pix-.png","width":1281,"height":721,"caption":"novas-regras-de-participacao-do-pix"},{"@type":"BreadcrumbList","@id":"https:\/\/evertectrends.com\/pt-br\/novas-regras-de-participacao-do-pix\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/evertectrends.com\/pt-br\/"},{"@type":"ListItem","position":2,"name":"Meios de Pagamentos","item":"https:\/\/evertectrends.com\/categorias\/meios-de-pagamentos\/"},{"@type":"ListItem","position":3,"name":"Novas regras de participa\u00e7\u00e3o do Pix"}]},{"@type":"WebSite","@id":"https:\/\/evertectrends.com\/#website","url":"https:\/\/evertectrends.com\/","name":"Evertec Trends","description":"As tend\u00eancias de tecnologia para inovar com estrat\u00e9gia","publisher":{"@id":"https:\/\/evertectrends.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/evertectrends.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-BR"},{"@type":"Organization","@id":"https:\/\/evertectrends.com\/#organization","name":"Evertec Trends","url":"https:\/\/evertectrends.com\/","logo":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/evertectrends.com\/#\/schema\/logo\/image\/","url":"https:\/\/evertectrends.com\/wp-content\/uploads\/2024\/06\/evertectrends-sq.png","contentUrl":"https:\/\/evertectrends.com\/wp-content\/uploads\/2024\/06\/evertectrends-sq.png","width":416,"height":417,"caption":"Evertec Trends"},"image":{"@id":"https:\/\/evertectrends.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/evertectrends.com\/#\/schema\/person\/3f932f9524cf6cebeb6cb89d05d59d18","name":"Aline Pacheco","image":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/secure.gravatar.com\/avatar\/6af7c7866012d2d12741711f9580c492a2aabcacbaa828515f6088310a950423?s=96&d=robohash&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6af7c7866012d2d12741711f9580c492a2aabcacbaa828515f6088310a950423?s=96&d=robohash&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6af7c7866012d2d12741711f9580c492a2aabcacbaa828515f6088310a950423?s=96&d=robohash&r=g","caption":"Aline Pacheco"},"sameAs":["https:\/\/www.instagram.com\/","https:\/\/www.linkedin.com\/in\/alinepachecosilva\/","https:\/\/x.com\/https:\/\/twitter.com\/"],"url":"https:\/\/evertectrends.com\/pt-br\/author\/aline-pacheco\/"}]}},"featured_image_url":"https:\/\/evertectrends.com\/wp-content\/uploads\/2024\/12\/Novas-regras-de-participacao-do-Pix-.png","primary_category":"Meios de Pagamentos","_links":{"self":[{"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/posts\/54936","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/comments?post=54936"}],"version-history":[{"count":3,"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/posts\/54936\/revisions"}],"predecessor-version":[{"id":55037,"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/posts\/54936\/revisions\/55037"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/media\/54941"}],"wp:attachment":[{"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/media?parent=54936"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/categories?post=54936"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/evertectrends.com\/pt-br\/wp-json\/wp\/v2\/tags?post=54936"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}