{"id":76395,"date":"2026-05-21T16:10:48","date_gmt":"2026-05-21T19:10:48","guid":{"rendered":"https:\/\/evertectrends.com\/?p=76395"},"modified":"2026-05-21T17:41:24","modified_gmt":"2026-05-21T20:41:24","slug":"conac-2026-key-insights-for-the-consortium-market","status":"publish","type":"post","link":"https:\/\/evertectrends.com\/en\/conac-2026-key-insights-for-the-consortium-market\/","title":{"rendered":"CONAC 2026: Key Insights for the Consortium Market"},"content":{"rendered":"\n<html>\n<body>\n<p><em>Event highlighted trends such as digitalization, artificial intelligence, automation, and customer experience in the consortium sector.<\/em><\/p><br>\n<p>The 46th National Consortium Administrators Congress (CONAC 2026), held from May 13 to 15 in the city of Campinas (SP), brought together administrators, specialists, and technology companies in a complete program, which reinforced a perception already evident in the market in recent years: the consortium sector is undergoing a movement of accelerated transformation. The <a href=\"https:\/\/evertectrends.com\/pt-br\/consorcios-2026-crescimento-digitalizacao-personalizacao\/\">digital transformation in the consortium market<\/a> has become one of the main strategic themes for administrators and companies in the sector.<\/p><br>\n<p>The segment is experiencing a moment of digital maturation, where to grow sustainably, it is necessary not only to expand commercially but also to have the capacity to innovate and scale its operations intelligently.<\/p><br>\n<p>The congress consolidated itself as a strategic moment for debates on innovation, operational efficiency, and new models of consumer relations. Some themes gained prominence, such as the <a href=\"https:\/\/evertectrends.com\/pt-br\/consorcio-digital-2\/\"><strong>digitalization of the consortium member&#8217;s journey<\/strong><\/a>, automation and AI in the consortium system, and customer experience, being pointed out as pillars for those seeking greater solidity and competitiveness in the coming years.<\/p><br>\n<p>Continue reading to see some of the main insights from CONAC 2026 and what these movements reveal about the future of the consortium sector.<\/p><br>\n<h2>The consortium market is experiencing a new phase of digital transformation<\/h2>\n<p>In recent years, the growth of the consortium market is evident, reinforcing the sector&#8217;s advance as a <strong>planned financial alternative for consumers and businesses<\/strong>, with constant advances in its main indicators, <a href=\"https:\/\/blog.abac.org.br\/drops-de-mercado\/sistema-de-consorcios-em-marco-2026-dados-economicos\">1.38 million adhesions until March 2026<\/a>, an increase of 12.2% compared to the same period in 2025.<\/p><br>\n<p>This movement is especially driven by the greater search for accessible and planned financial solutions. However, CONAC 2026 evidenced that commercial growth alone is no longer enough. Administrators need to align expansion with operational efficiency, technology, and customer experience, as the current consumer&#8217;s expectation has completely changed.<\/p><br>\n<p>In this scenario, the segment evolves from a planned credit solution to a more connected financial ecosystem, data-driven and centered on the digital customer experience, where technology, data intelligence, and proximity to customers become crucial factors for administrators and professionals aiming for leadership positions in this market in the coming years.<\/p><br>\n<h2>The digitalization of the consortium member&#8217;s journey has become a priority<\/h2>\n<p>At CONAC 2026, several topics were debated, and digitalization in consortiums emerged not only as a competitive advantage but a strategic necessity. In this sector, many companies still maintain processes operating manually and bureaucratically, with fragmented journeys.<\/p><br>\n<p>However, the modern consumer expects to contract financial services with few clicks and track processes in real-time, digitally, without having to leave home. Given this, administrators have been investing in the <strong>digitalization of the consortium members&#8217; journey, with offers of online simulations, automated document analysis, digital signature, simultaneous interactions, and omnichannel service<\/strong>.<\/p><br>\n<p>The objective of this transformation is to reduce friction in the consumer&#8217;s journey and make their experience simpler, faster, and more intuitive. Furthermore, with digitalization, administrators can also scale their operations without the need to expand their operational costs.<\/p><br>\n<p>CONAC 2026 also pointed out the need for integration between platforms. Systems that operate in isolation often hinder the fluidity of operations, generating direct impacts on the customer experience in the consortium.<\/p><br>\n<h2>AI and automation for the sector<\/h2>\n<p>Among the main topics debated at CONAC 2026, the application of <a href=\"https:\/\/evertectrends.com\/pt-br\/ia-como-aliada-na-eficiencia-operacional-das-instituicoes-financeiras\/\">artificial intelligence<\/a> in the consortium market gained prominence for its potential to increase operational efficiency, reduce costs, and improve customer experience.<\/p><br>\n<p>Automation and artificial intelligence already occupy a real space in several sectors, and the consortium market is no different. During CONAC 2026, specialists revealed how these technologies are being implemented to make operations more efficient, secure, and personalized. Some of the applications pointed out at the event include:<\/p><br>\n<ul>\n<li>Reduction of fraud through the use of intelligent technologies for digital validation, biometrics, and behavioral analysis that reinforce <a href=\"https:\/\/evertectrends.com\/pt-br\/seguranca-digital-entra-em-uma-nova-fase-sem-senhas\/\">operational security<\/a>.<\/li>\n<li>Productivity gain with the adoption of automated workflows that reduce response time and eliminate rework.<\/li>\n<li>More accurate decision-making and creation of commercial strategies based on the use of AI tools in data collection and processing, which simplify the understanding of consumer behavior, predict needs, and help reduce default rates.<\/li>\n<li>Agile and personalized service with the use of virtual assistants and intelligent chatbots that help resolve doubts quickly, reducing response time and expanding customer service capacity.<\/li>\n<\/ul><br>\n<p>These changes reveal how innovation is increasingly connected to the consortium sector, being an indispensable factor to make operations more efficient, modern, and aligned with new market demands.<\/p><br>\n<h2>New consumer profiles and the consortium member&#8217;s experience<\/h2>\n<p>The evolution of the consortium consumer profile was another important insight debated during CONAC 2026. The sector has been undergoing a generational change driven mainly by the entry of <strong>younger consumers<\/strong>, who view consortiums as an <strong>alternative for financial planning and wealth building<\/strong>. In a scenario of high interest rates and greater difficulty accessing traditional credit, especially in real estate financing, the consortium gained strength among new generations by offering planned acquisition, without the incidence of interest and with greater financial predictability.<\/p><br>\n<p>Data from the Brazilian Association of Consortium Administrators (ABAC) shows that the sector has recorded <a href=\"https:\/\/www.abac.org.br\/sistema\/pressRelease\/1_%28202508262653%2968ade04dc89711.67137018.pdf?utm_source=chatgpt.com\">consecutive growth records in recent years<\/a>. Furthermore, research indicates that consumers between 18 and 29 years old are increasingly adhering to the modality, reinforcing how Generation Z has begun to incorporate consortiums into their consumption, investment, and financial organization strategies. This movement reflects a change in behavior, where the current consumer prioritizes planning, flexibility, and less exposure to long-term debt.<\/p><br>\n<p>At the same time, the new consortium member profile has very different expectations regarding the experience offered by the administrators. Today, the consumer is not just looking for a credit letter, but fluid digital journeys, transparent communication, autonomy in service channels, and more personalized experiences throughout the relationship with the administrator. Intuitive apps, self-service platforms, omnichannel service, and real-time tracking are already seen as essential requirements to serve an increasingly connected and demanding audience.<\/p><br>\n<h2>Operational efficiency will be decisive for scalability<\/h2>\n<p>The need to balance expansion with operational efficiency was another point discussed at the event. As the consortium sector grows, the volume of clients and the demand for more <strong>efficient and scalable<\/strong> processes increase, which leads administrators to face challenges related to operational management, service, and regulatory compliance.<\/p><br>\n<p>In this scenario, technology and automation not only contribute to modernizing the sector but also become indispensable to allow the business to scale without compromising quality and productivity in the sector.<\/p><br>\n<p>This digital transformation, especially when involving integrated solutions, also allows administrators and professionals to reduce costs, improve compliance, and have a greater capacity to adapt to market changes.<\/p><br>\n<h2>The future of the consortium market will be more technological and connected<\/h2>\n<p>The debates and trends presented at CONAC 2026 reveal that the consortium sector is moving towards an increasingly <strong>digital, automated, and customer-centric<\/strong> scenario. Companies that manage to unite technology, operational efficiency, and personalization will have more chances to grow sustainably and competitively in the future.<\/p><br>\n<p>In this context, Evertec closely follows the evolution of the consortium market, offering robust, integrated solutions aimed at <strong>all stages of the consortium members&#8217; and administrators&#8217; journey<\/strong>. Focusing on innovation, operational efficiency, and customer experience, the company works to support the sector in building more agile, scalable, and prepared operations for the challenges of digital transformation.<\/p><br>\n<p><a href=\"https:\/\/evertecinc.com\/pt-br\/solucao\/consorcios\/\"><strong>Click and learn about our solutions for the consortium market.<\/strong><\/a><\/p><br>\n<\/body>\n<\/html>\n","protected":false},"excerpt":{"rendered":"<p>Discover the key insights from CONAC 2026 on digital transformation, AI, automation, and customer experience in the consortium market.<\/p>\n","protected":false},"author":49,"featured_media":76393,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2212,2410],"tags":[1706,3426,3059,3337,3427,1643,2942,3428],"class_list":["post-76395","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles-evertec","category-tech-and-trends","tag-artificial-intelligence","tag-conac-2026","tag-consortium-market","tag-customer-experience","tag-digital-consortium","tag-digital-transformation","tag-financial-automation","tag-technology-for-consortiums"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>CONAC 2026: Trends and Digital Transformation in the Consortium Market<\/title>\n<meta name=\"description\" content=\"Discover the key insights from CONAC 2026 on digital transformation, AI, automation, and customer 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