Visa no longer allow status check messages of amounts greater or less than USD 1, except for transactions at automated fuel dispensers (AFDs) specifically merchants with the Merchant Category Code (MCC) 5542—Automated Fuel Dispensers.
It is important to use a zero-value account verification messages, instead of using a single unit of currency (i.e., USD 1) or any other amount. This includes the addition of an account number to the customer profile (credential-on-file) and periodic revalidation of stored credentials.
For this reason:
1.
We limited the use of status check authorizations, except for AFD transactions only, and
2.
It is required to use only a zero-value account verification message to verify a customer’s account status.
QUESTIONS
Email us at merchantclaims@popularmerchant.com or call us at 787-773-5150.
